Personal Banking

The Resource for your Personal Needs

At Summit Bank we offer our clients a comprehensive range of personal accounts. Brief descriptions of these accounts are included in this website. For more detailed information and for assistance in selecting the account that meets your specific needs, we invite you to consult your Private Banker.

Checking Accounts

Summit Peak Checking

This account is designed for those who do not maintain significant checking balances.

Summit Pinnacle Checking

This is a versatile checking account paying very competitive interest. Our clients enjoy the convenience of unlimited check writing and ATM access while earning interest. Interest is accrued daily when the collected account balance is $5,000 or greater. The higher the balance, the more interest the account earns.

Contact your Private Banker today regarding the different benefits and features of these accounts, including special relationship pricing options.

Money Markets/CD’s/IRA’s/Savings

Making your money work for you

Summit Promise Savings

This offers a great way for minor children to start saving. A family member must have a depository relationship with Summit Bank to qualify.

Certificates of Deposit

Summit Bank offers a variety of terms and rates for Certificates of Deposits.


Summit Bank offers a variety of types, terms and rates regarding individual retirement accounts. Please contact your Private Banker for details.

Should you have any questions regarding these products, including relationship pricing, please contact your Private Banker.

Debit and Credit Cards

Debit Cards

Summit Bank’s debit MasterCard can be used to make purchases worldwide – anywhere you see the MasterCard logo. Use your card instead of writing a check and your purchases are deducted automatically from your checking account. Each purchase will be detailed on your monthly checking account statement.

The debit MasterCard can also be used as an ATM card for easy access to cash at ATM machines.

The card is available at no charge upon approval of the application. Please stop by our office to apply.

To report a lost or stolen debit card, please call 1-800-500-1044.

Credit Cards

Summit Bank offers personal credit cards with no annual fee and a reward program. The reward points can be exchanged for merchandise including travel and airline vouchers.

Miscellaneous Services

Summit Bank offers our clients a comprehensive list of products and services including relationship pricing. Consult your Private Banker to assist you with the following:

  • Safe Deposit Boxes
  • Direct Deposit
  • Notary Services
  • Official Checks
  • Drive-in banking

Overdraft Protection

Enjoy the peace of mind that comes from having a line of credit that protects you from overdrawing your account. Availability and limits are established after review of a credit application.

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